The outcomes of litigation by the end of 2020 suggested that the presence of a virus exclusion in business interruption policies may be significant: insurers have won their motions in just over 85% of cases where the policy has a virus exclusion (97 out of 112) but in only about 67% of cases where the policy has no such exclusion (34 out of 51; Jerry II 2020 ).
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Business interruption insurance as a means of spreading pandemic-related losses.
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