Unraveling socioeconomic determinants of health-related behavior, reception of information, and perceptions on disease disclosure at the time of the COVID-19 pandemic: did health insurance curb the disparities in the Philippines?

However, the fact that health insurance covers only part of the expenses may mean that the extent of moral hazard in terms of health behavior may not be significant enough in most cases [ 34 ].

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Marginally significant results can also be seen with wider socioeconomic disparities among insured populations in terms of (a) education and refusal to disclose disease, and (b) wealth and treatment-seeking behavior.

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