Does Consumer Credit Precede or Follow Health Among Older Adults? An Investigation in the Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE) Trial.

Our results pointed to a possible trend of poor credit leading up to poor health onset, with the strongest signal being 3 years prior to onset and weaker signals closer to the time of poor health onset.

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Each 50-point increase in credit score was associated with a trend toward a lower risk of reporting poor overall health: marginally significant findings of 5% lower odds of in the next 1 year, a 7% lower odds in the next 2 years, and a statistically significant finding of 13% lower by 3 years.

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