Finally, when we reintroduce expected returns, altruism and risk preferences along with personal characteristics and country fixed effects in model (5) of Table 3 , positive coefficients on the three behavioural variables remain highly significant, although the point estimates of the coefficients on expected return and risk tolerance fall by about a third, and that on altruism (ORP) by a little over 13%.
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The determinants of trust: findings from large, representative samples in six OECD countries.
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