Barely Significant
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Can reminder emails compel Americans to save? A two-million-person megastudy.

PNAS Nexus · 2025 · PMC12477529 · PMID 41030290

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marginally statistically significantP = 0.075so close (0.05 < p ≤ 0.1)
Winsorizing at the 95th and fifth percentiles yields a marginally statistically significant positive effect of our pooled treatment ( P = 0.075, see Table 6 , model 3) and a marginally statistically significant positive effect of the treatment with the largest regression-estimated effect—savings reminders (intervention 1), which delivered a weekly reminder to save to those who had not made a savings deposit in the prior week or, instead, a message offering congratulations to those who had (BH-adjusted P = 0.076, see Table 6 , model 4).

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