Mobile money, smallholder farmers, and household welfare in Kenya.

PLoS One · 2014 · PMC4186858 · PMID 25286032

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highly significantno p-value reported

The 2010 year dummy is also highly significant, showing that – independent of other variables included in the model – the use of mobile money services has increased rapidly in Kenya.

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Quoted from the open-access full text in Europe PMC under the licence the publisher applied. The sentence is reproduced exactly as published; the emphasis is ours.