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Customer readiness to co-production of mobile banking services: a customer-only co-production perspective

Journal of Financial Services Marketing · 2021 · PMC8243067

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a positive trendno p-value reported
However, in terms of M-banking adoption, both countries have demonstrated a positive trend.

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Quoted from the open-access full text in Europe PMC under the licence the publisher applied. The sentence is reproduced exactly as published; the emphasis is ours.