Fintech platforms: Lax or careful borrowers' screening?

Financ Innov · 2021 · PMC8276212 · PMID 35024285

Europe PMC DOI

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highly significantno p-value reported

The coefficients term of the loan, months since the last delinquency, and loan amount to annual income ratio are negative and highly significant in all risk classes.

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Quoted from the open-access full text in Europe PMC under the licence the publisher applied. The sentence is reproduced exactly as published; the emphasis is ours.