Impact of financial inclusion in low- and middle-income countries: A systematic review of reviews.

( 2015 ) found significant results, indicating that microcredit leads to venture growth and increased profits, but only a marginally significant effect on venture survival; they suggest that the small magnitudes do not indicate the effects of microcredit on microenterprise to be transformational.

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Their narrative synthesis also indicated a positive trend, albeit with variance across studies.

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Vaessen et al.’s meta‐analysis of microcredit and women's control over household spending found only a small positive and not clearly significant effect among medium risk‐of‐bias studies (SMD = 0.069, 95% CI [−0.003, 0.141]), and no effect among the low‐risk experimental studies, leading them to conclude that overall there was no evidence for a significant effect.

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