Insurance Issues as Secondary Stressors Following Flooding in Rural Australia-A Mixed Methods Study.

Of their three outcome measures (depression, anxiety and PTSD), only PTSD was significantly associated with insurance dispute (AOR 2.54 (1.1–5.9)), and their associations with severe insurance stress were marginally significant (AORs 11.08 (1.11–110.3), 4.48 (1.0–19.7) and 7.95 (2.1–30.1), respectively; see [ 18 ] Table 3 ).

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The highly significant association between insurance dispute and ongoing distress suggests that respondents still engaged with insurance companies at 6-month follow-ups may be vulnerable to the onset or exacerbation of depression or anxiety disorders if their disputes are not satisfactorily resolved [ 29 ].

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