Research on the optimization of financing scheme of long-term care insurance in China based on system dynamics simulation.

From the change of prediction curve ( Figure 4 ), when the severe disability rate is 0.25%, the reimbursement ratio is 0.85 and 0.9; when the severe disability rate is 0.3%, the reimbursement ratio is 0.7 and 0.75, and the fund balance changes under the four schemes only show an increasing trend in the forecast period.

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