Based on above given analysis we may infer that within the Intelligent Model category, deep learning algorithms, particularly those employing LightGBM and XGBoost, demonstrate a clear trend towards higher citation scores and accuracy.
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Advancing financial resilience: A systematic review of default prediction models and future directions in credit risk management.
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On other hand, we found a mild trend in this domain with less citation score which indicates that researchers and readers are curious to see some advanced workout to predict financial defaults.