only marginally significantp < 0.10
Respondents in the middle quintile also had lower odds of borrowing, although the effect was only marginally significant (Model 1 OR = 0.587; 95% CI: 0.323–1.068; p < 0.10).
Respondents in the middle quintile also had lower odds of borrowing, although the effect was only marginally significant (Model 1 OR = 0.587; 95% CI: 0.323–1.068; p < 0.10).