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Historical redlining and contemporary home mortgage lending: Investigating neighborhood-level racial disparities in mortgage originations in the United States.

Cities · 2026 · PMC13012657 · PMID 41884258

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Median ln(MDIR) values of HOLC grade-4 tracts were the lowest across all levels of African American household proportion, while the difference between grade-4 and grade-1 did not reach statistical significance for the medium proportion level in both 2001–2010 and 2011–2020. 5.

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