Informal risk-sharing between smallholders may be threatened by formal insurance: Lessons from a stylized agent-based model.

PLoS One · 2021 · PMC7978336 · PMID 33739990

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a clear trendno p-value reported

If insured households are no longer willing to help uninsured households in need, there is a clear trend that this leads to lower survival rates among uninsured households.

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Quoted from the open-access full text in Europe PMC under the licence the publisher applied. The sentence is reproduced exactly as published; the emphasis is ours.